Need an appraisal for an FHA-backed mortgage? Call Real Time AppraisalsThe FHA publishes a list of approved appraisers for each state - Real Time Appraisals is on the roster of approved appraisers for GA. We're qualified and approved to do appraisal reports for FHA insured loans. A certain amount of the periodic training our staff at Real Time Appraisals receives deals exclusively with understanding the FHA's documentation and their rules and procedures. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is backed by them. The FHA does not provide funds to borrowers, rather, it provides lenders with security by offering mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are designed to aid low-to-moderate income homebuyers help meet credit expectations if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Consumers with lower income or less starting capital to use as a down-payment on a mortgage are assisted the most from FHA loan programs. |